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Fact Sheet
Fact Sheet
DVB Group - Overview
|
Earnings data in accordance with IFRS (€ mn) |
2007 |
2006 |
% |
|---|---|---|---|
| Income |
266.1 |
226.9 |
17.3 |
| Net interest income after loan losses |
169.6 |
131.7 |
28.8 |
| Net interest income |
189.9 |
159.5 |
19.1 |
| Impairment losses on loans and advances |
20.3 |
27.8 |
-27.0 |
| Net fee and commission income |
84.8 |
72.5 |
17.0 |
| Net income from financial instruments in accordance with IAS 39 |
|
|
|
| Result from investments in companies accounted for using the equity method |
|
|
|
| Net other operating income/expenses |
1.9 |
5.8 |
-67.2 |
| General administrative expenses |
147.4 |
125.4 |
17.5 |
| Result from ordinary activities before tax |
118.7 |
101.5 |
16.9 |
| Net profit/loss |
109.2 |
90.0 |
21.3 |
| Distributable profit |
20.6 |
12.5 |
64.8 |
|
Balance sheet data
in accordance with IFRS (€ mn) |
2007 |
2006 |
% |
|---|---|---|---|
| Business volume |
16,600.1 |
13,105.3 |
26.7 |
| Total assets |
13,154.5 |
11,099.1 |
18.5 |
| Loans and advances to customers |
10,124.7 |
9,339.2 |
8.4 |
| Deposits from customers |
4,362.3 |
4,033.4 |
8.2 |
| Securitised liabilities |
2,931.8 |
3,029.5 |
-3.2 |
| Subordinated liabilities |
625.6 |
537.1 |
16.5 |
| Equity |
793.2 |
704.8 |
12.5 |
| Own funds in accordance with the German Banking Act (KWG) (€ mn) |
2007 |
2006 |
% |
|---|---|---|---|
| Total |
1,193.1 |
1,033.2 |
15.5 |
| Core capital (Tier I) |
814.5 |
728.0 |
11.9 |
| Supplementary capital (Tier II) |
378.6 |
305.2 |
24.0 |
| Capital ratios in accordance with the German Banking Act (%) |
2007 |
2006 |
|---|---|---|
| Core capital ratio |
6.4 |
6.8 |
| Total capital ratio |
9.4 |
9.7 |
| Key financial indicators (%) |
2007 |
2006 |
|---|---|---|
| Return on equity (before tax) |
|
|
| IFRS |
20.4 |
19.9 |
| German GAAP |
25.6 |
20.9 |
| Cost/income ratio |
|
|
| IFRS |
51.2 |
49.9 |
| German GAAP |
45.0 |
45.1 |
| Information on the DVB Share |
2007 |
2006 |
|---|---|---|
| Dividend (€) |
5.00 |
3.00 |
| Dividend yield (%) |
1.77 |
1.45 |
| Earnings per share (DVFA; €) |
30.45 |
21.61 |
|
Ratings |
2007 |
2006 |
2005 |
|---|---|---|---|
| Moody's Investors Service |
|
|
|
| Debt and deposit ratings |
A1/P-1 |
A2/P-1 |
A3/P-2 |
| Financial strength |
C |
C- |
C- |
| Outlook |
stable |
stable |
stable |
| Standard & Poor's |
|
|
|
| Long-term/short-term issuer credit rating |
A/A-1 |
A/A-1 |
A-/A-2 |
| Outlook |
stable |
stable |
stable |